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Personal Contract Purchase |
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- With PCP you can drive a new car every 2 or 3 years
- Regular maintenance is taken care of
- Monthly repayments are lower, as a final lump sum will be paid at the end of the agreement
If the car is in good condition, has not exceeded the mileage and you have paid all the monthly repayments you have 2 options when you return the car:
- You pay the final lump sum in order to purchase the vehicle.
- You can return the car to us to sell on your behalf; we take the final payment due from the sale price leaving you with nothing more to pay, even if the sale price is less than the final payment.
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Hire Purchase |
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A 3, 4 or 5-year agreement which leaves the customer with their own car at the end of the agreement. The interest rate is fixed at the beginning of the agreement so monthly payments are fixed, helping you to plan your monthly budget. |
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Contract Hire |
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Best suited for businesses this package has the option to include full vehicle servicing and maintenance. You will receive full roadside assistance and a relief vehicle provision if required.
Initial rental is usually set in multiples of 3 or 6 monthly rentals, depending on which best suits your business requirements. You will then pay a monthly rental fee for an agreed term based on your predicted mileage.
A percentage of your rental fee can be reclaimed against Tax and when the agreement term has ended you are free to start another Contract Hire agreement straight away. |
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